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What is ELSS? Equity Linked Saving Schemes - or ELSS - are a type of tax saving mutual fund investment. A mutual fund investment pools money from many investors and attempts to reward them with profit. This profit is generated through investments in companies and income-generating opportunities. The profits earned by the fund scheme are distributed amongst the investors in the form of regular payouts or a large one-time payment at the end of the fund’s tenure. Tax saving mutual funds like ELSS do the same thing, but also give enable you to obtain exemption of up to Rs.1,50,000 of your annual income from tax in India. Invest

What are debt mutual funds? Mutual funds investment gather money from a lot of investors and create a corpus. The corpus (i.e. the pool of money) is then divided for investment into different companies and income generating opportunities. While there is no guarantee that any mutual fund scheme will achieve its goals due to the factors of risk and ever-fluctuating markets, debt mutual funds strive to minimize risk by picking the least risky types of investment instruments. Debt mutual funds invest the majority of their corpus in fixed-income or fixed-interest generating opportunities and instruments. Some examples of the instruments debt funds invest in